Category: Finance

It’s fascinating how two people can interpret a single image so differently. The same holds […]

I’ve now paid cash for a home twice: once for a fixer in 2019 and […]

I believe in personal responsibility. So should you. If we take responsibility for our actions, […]

Money is great, but it can also create awkwardness among friends, colleagues, or even strangers. […]

If you want to invest in venture capital, I believe it’s more beneficial to invest […]

With the New York Times article on Fat FIRE, I’ve been thinking a lot more […]

Originally, I planned to title this post, “Getting Rich by Getting Lucky Doesn’t Feel So […]

Income taxes can hinder wealth creation. Fortunately, for Americans seeking to save on taxes, there […]

Understanding the fundamentals of personal finance is pivotal for kids to successfully launch into the […]

On August 7, 2023, I received an email from Amy X. Wang, the assistant editor […]

One of my ongoing challenges as a writer is explaining financial concepts in an easy-to-understand […]

In October 2023, my passive income took a significant $150,000 hit, representing a decrease of […]

Understanding how home prices fluctuate over time is one of the most intriguing insights gleaned […]

Well folks, as anticipated, bidding wars are back with a vengeance, at least here in […]

Despite my extensive experience of 13 years working in international equities, living abroad for the […]

My life has been filled with rejections, and I’ve finally come to embrace rejection as […]

Amidst a recent whirlwind of car maintenance expenses with my trusty nine-year-old Range Rover Sport, […]

Since middle school, I’ve embraced frugality, largely influenced by my parents’ thrifty habits. They drove […]

Contrary to popular belief, the Federal Reserve does not exert complete control over mortgage rates. […]

I recently caught up with Ben Miller, CEO of Fundrise in person, about the Innovation […]

Recently, I received a capital distribution from a private real estate fund, and it couldn’t […]

Unlike buying a primary residence, where I believe you should buy one as soon as […]

In 2007, I had a dream of taking my future family on a ski vacation. […]

Tipping has become increasingly pervasive, leaving many wondering how much to tip without feeling like […]

The rich are frequently criticized for not contributing their fair portion of taxes. However, when […]

After delving into the exorbitant prices of new luxury cars, I’ve come to the realization […]

During the global financial crisis in 2008 – 2009, I expected the San Francisco Property […]

If you’re a book collector, I wanted to give you a heads up that the […]

Education is the key to freedom for all of us. Therefore, I’ve made the decision […]

In 2002, at age 25, I foolishly bought a new luxury car, a Mercedes Benz […]

Who stands to gain the most from the settlement reached with the National Association of […]

Now that I’m on a quest to save money and improve my cash flow, I’ve […]

If you’re aiming for a more cost-effective lifestyle, you might find it surprising that opting […]

Lately, I’ve been pondering why I have less admiration for men who claim to be […]

Exciting news for homesellers and homebuyers! The National Association of Realtors (NAR) has reached a […]

If you’ve been feeling down despite the apparent strength of the economy, I can relate. […]

I’ve faced criticism for encouraging my wife to re-enter the workforce after she left in […]

One of the most commonly asked questions I get is whether I had to make […]

Zillow recently released an intriguing study that outlines the income needed to afford a “typical […]

With cash flow running tight, I’ve embarked on a mission to trim unnecessary expenses from […]

One of the most effective ways to build semi-passive income is to own your primary […]

I might have made a significant error by disseminating incorrect information about what constitutes a […]

Now that cash flow is tight, I’ve reviewed all the expenses where I could potentially […]

For those of you who are looking to upgrade homes, let me tell you a […]

In 2009, I established my first rule of FIRE: generate enough passive income to cover […]

After receiving significant criticism for my post, Embrace Living Paycheck-To-Paycheck To One Day Be Free, […]

I once encountered an actor in Paris who had secured minor roles in significant films, […]

Living paycheck-to-paycheck is one of the most unpleasant financial experiences. Not only does it mean […]

Money is great. Money provides freedom. But you will always regret sacrificing love for money. […]

Our first visit to the emergency room unfolded three years ago when our daughter displayed […]

A common suggestion people have made to help me regain my financial independence is to […]

In general, the longer you stay invested, the greater your chance of making money. To […]

During my time living abroad, about 90% of my friends were fluent in a second […]

I’ve been documenting my journey in Financial Independence Retire Early (FIRE) since July 2009. To […]

After publishing my post on no longer being financially independent, several media outlets picked up […]

My family and I could have been set for life. Instead, due to my inability […]

In 2017 and 2019, I superfunded two 529 plans for my two children. Since then, […]

When my kids were born, I made a promise to be a stay-at-home father for […]

In December 2016, I purchased a 2015 Range Rover Sport with 10,800 miles. At the […]

In a compelling TikTok video, Brittany Pietsch chronicles her own experience of being laid off […]

At the end of 2023, feeling burnt out and in need of a peaceful environment […]

In this episode, I interview Ben Miller, the CEO of Fundrise, discussing his revised perspective […]

While I consider myself frugal, there are instances where saving money isn’t worth the additional […]

On Jan 2, 2024, Claudine Gay resigned as the president of Harvard University amid public […]

Everyone aspires to be a self-made millionaire, but surprisingly, there are fewer self-made millionaires than […]

In 2024, I am transitioning from a spender to a saver mindset. I am returning […]

Happy new year everyone! For 2024, my theme of the year is, “One last year […]

I’ve been writing year in review posts for over a decade now. It’s a rewarding […]

At the end of every year, I highlight the best posts and podcasts on Financial […]

With stocks again near record highs, it’s a good idea to find ways to spend […]

The end of the year is always the best time to reflect and plan. I’d […]

While watching some competitive 5.0 tennis, a top 1% level, I suddenly started to reflect […]

Anticipating future trends can lead to smart investments. Drawing from my 20 years of real […]

In my post, the percentage of homeowners who pay cash, a reader asked my opinion […]

House rich, cash poor is when you have a lot of equity in your house but […]

Now that I’ve published the 2024 S&P 500 predictions, let’s look at the 2024 housing […]

In this Financial Samurai podcast (Apple, Spotify), I have the pleasure of speaking with NBA […]

After a bull market in 2023, let’s look at the 2024 Wall Street forecasts for […]

The Internal Revenue Service announced that the amount individuals can contribute to their 401(k) plans […]

I’ve been trying to leave San Francisco since 2014. After fake retiring in 2012, I […]

Everybody knows that being a long-term investor is the way to go. The longer you […]

Instead of sharing the usual things I’m thankful for (health, family, being Asian, etc.), I […]

Partially thanks to high mortgage rates, the percentage of homebuyers who pay cash has risen. […]

Empower surveyed 2,304 U.S. adults about financial happiness. And one of the most fascinating data […]

Just like how the purchase price of a car is not the entire cost, the […]